package com.stylefeng.guns.modular.huifu.biz;
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import cn.hutool.core.date.DateUtil;
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import com.alibaba.fastjson.JSONArray;
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import com.alibaba.fastjson.JSONObject;
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import com.huifu.bspay.sdk.opps.core.BasePay;
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import com.huifu.bspay.sdk.opps.core.config.MerConfig;
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import com.huifu.bspay.sdk.opps.core.exception.BasePayException;
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import com.huifu.bspay.sdk.opps.core.net.BasePayRequest;
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import com.stylefeng.guns.core.util.RequestSeqUtil;
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import com.stylefeng.guns.modular.huifu.properties.HuiFuProperties;
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import com.stylefeng.guns.modular.system.model.UserWithdrawal;
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import lombok.extern.slf4j.Slf4j;
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import org.springframework.beans.factory.annotation.Autowired;
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import org.springframework.stereotype.Component;
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import org.springframework.web.client.RestTemplate;
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import java.math.BigDecimal;
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import java.math.RoundingMode;
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import java.security.KeyFactory;
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import java.security.PrivateKey;
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import java.security.Signature;
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import java.security.spec.PKCS8EncodedKeySpec;
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import java.text.SimpleDateFormat;
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import java.util.Base64;
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import java.util.Date;
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import java.util.HashMap;
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import java.util.Map;
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/**
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* 斗拱进件业务
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* @author mitao
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* @date 2025/11/14
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*/
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@Slf4j
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@Component
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public class DouGongBasicDataBiz {
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@Autowired
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private HuiFuProperties huiFuProperties;
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/**
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* 个人用户基本信息开户
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* @return
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* @throws Exception
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*/
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public Map<String, Object> userBasicDataIndv(UserWithdrawal userWithdrawal) throws Exception {
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// 1. 数据初始化，填入对应的商户配置
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MerConfig merConfig = new MerConfig();
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merConfig.setProcutId(huiFuProperties.getProductId());
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merConfig.setSysId(huiFuProperties.getSysId());
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merConfig.setRsaPrivateKey(huiFuProperties.getRsaPrivateKey());
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merConfig.setRsaPublicKey(huiFuProperties.getRsaPublicKey());
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BasePay.initWithMerConfig(merConfig);
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// 2.组装请求参数
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Map<String, Object> paramsInfo = new HashMap<>();
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// 请求流水号（动态生成，确保唯一性）
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paramsInfo.put("req_seq_id", RequestSeqUtil.generateForHuiFu());
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// 请求日期
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paramsInfo.put("req_date", DateUtil.format(new Date(),"yyyyMMdd"));
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// 个人证件类型
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paramsInfo.put("cert_type", "00");
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String[] certificateExpireDateArr = userWithdrawal.getCertificateExpireTime().split("，");
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String startDateStr = certificateExpireDateArr[0];
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// 个人证件有效期开始日期2023-08-02，2043-08-02
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paramsInfo.put("cert_begin_date", startDateStr.replace("-", ""));
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// 个人证件有效期截止日期
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String endDateStr = certificateExpireDateArr[1];
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if (!"长期".equals(endDateStr)) {
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String formatEndDate = endDateStr.replace("-", "");
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paramsInfo.put("cert_end_date", formatEndDate);
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// 个人证件有效期类型
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paramsInfo.put("cert_validity_type", "0");
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}else {
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// 个人证件有效期类型
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paramsInfo.put("cert_validity_type", "1");
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}
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// 手机号
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paramsInfo.put("mobile_no", userWithdrawal.getPhone());
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// 个人姓名
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paramsInfo.put("name", userWithdrawal.getOpenAccountName());
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// 个人证件号码
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paramsInfo.put("cert_no", userWithdrawal.getCertificateCode());
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// 管理员账号
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// paramsInfo.put("login_name", userWithdrawal.getPhone());
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// 是否发送短信标识
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paramsInfo.put("sms_send_flag", "Y");
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// 3. 发起API调用
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log.info("个人用户基本信息开户请求参数：{}", paramsInfo);
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Map<String, Object> response = BasePayRequest.requestBasePay("v2/user/basicdata/indv", paramsInfo, null, false);
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log.info("个人用户基本信息开户返回参数:{}", response);
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return response;
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}
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/**
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* 个人用户基本信息修改
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* @return
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* @throws Exception
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*/
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public Map<String, Object> userBasicDataIndvModify(UserWithdrawal userWithdrawal) throws Exception {
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// 1. 数据初始化，填入对应的商户配置
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MerConfig merConfig = new MerConfig();
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merConfig.setProcutId(huiFuProperties.getProductId());
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merConfig.setSysId(huiFuProperties.getSysId());
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merConfig.setRsaPrivateKey(huiFuProperties.getRsaPrivateKey());
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merConfig.setRsaPublicKey(huiFuProperties.getRsaPublicKey());
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BasePay.initWithMerConfig(merConfig);
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// 2.组装请求参数
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Map<String, Object> paramsInfo = new HashMap<>();
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// 请求流水号
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paramsInfo.put("req_seq_id", RequestSeqUtil.generateForHuiFu());
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// 请求日期
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paramsInfo.put("req_date", DateUtil.format(new Date(),"yyyyMMdd"));
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// 汇付客户Id
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paramsInfo.put("huifu_id", userWithdrawal.getHuifuId());
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String[] certificateExpireDateArr = userWithdrawal.getCertificateExpireTime().split("，");
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String startDateStr = certificateExpireDateArr[0];
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// 个人证件有效期开始日期
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paramsInfo.put("cert_begin_date", startDateStr.replace("-", ""));
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// 个人证件有效期截止日期
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String endDateStr = certificateExpireDateArr[1];
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if (!"长期".equals(endDateStr)) {
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String formatEndDate = endDateStr.replace("-", "");
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paramsInfo.put("cert_end_date", formatEndDate);
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// 个人证件有效期类型
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paramsInfo.put("cert_validity_type", "0");
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}else {
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// 个人证件有效期类型
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paramsInfo.put("cert_validity_type", "1");
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}
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// 手机号
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paramsInfo.put("mobile_no", userWithdrawal.getPhone());
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log.info("个人用户基本信息修改返回参数：{}", paramsInfo);
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// 3. 发起API调用
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Map<String, Object> response = BasePayRequest.requestBasePay("v2/user/basicdata/indv/modify", paramsInfo, null, false);
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log.info("个人用户基本信息修改返回参数:{}", response);
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return response;
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}
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/**
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* 用户业务入驻
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* @return
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* @throws Exception
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*/
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public Map<String, Object> userBusinessOpen(UserWithdrawal userWithdrawal) throws Exception {
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// 1. 数据初始化，填入对应的商户配置
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MerConfig merConfig = new MerConfig();
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merConfig.setProcutId(huiFuProperties.getProductId());
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merConfig.setSysId(huiFuProperties.getSysId());
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merConfig.setRsaPrivateKey(huiFuProperties.getRsaPrivateKey());
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merConfig.setRsaPublicKey(huiFuProperties.getRsaPublicKey());
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BasePay.initWithMerConfig(merConfig);
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// 2.组装请求参数
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Map<String, Object> paramsInfo = new HashMap<>();
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// 汇付ID
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paramsInfo.put("huifu_id", userWithdrawal.getHuifuId());
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// 请求流水号
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paramsInfo.put("req_seq_id", RequestSeqUtil.generateForHuiFu());
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// 请求日期
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paramsInfo.put("req_date", DateUtil.format(new Date(),"yyyyMMdd"));
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// 渠道商/商户汇付Id
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paramsInfo.put("upper_huifu_id", huiFuProperties.getUpperHuifuId());
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//// 结算信息配置
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//paramsInfo.put("settle_config", "{\"settle_cycle\":\"D1\",\"min_amt\":\"0.01\",\"remained_amt\":\"10.00\",\"settle_abstract\":\"结算摘要\",\"out_settle_flag\":\"2\",\"settle_batch_no\":\"300\",\"fixed_ratio\":\"2\"}");
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// 结算卡信息
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JSONObject cardInfo = new JSONObject();
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cardInfo.put("card_type", "1");
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cardInfo.put("card_name", userWithdrawal.getOpenAccountName());
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cardInfo.put("card_no", userWithdrawal.getBankCardCode());
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cardInfo.put("prov_id", userWithdrawal.getBankCardProvinceCode());
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cardInfo.put("area_id", userWithdrawal.getBankCardCityCode());
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cardInfo.put("cert_type", "00");
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cardInfo.put("cert_no", userWithdrawal.getCertificateCode());
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String[] certificateExpireDateArr = userWithdrawal.getCertificateExpireTime().split("，");
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String startDateStr = certificateExpireDateArr[0];
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// 个人证件有效期开始日期
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cardInfo.put("cert_begin_date", startDateStr.replace("-", ""));
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// 个人证件有效期截止日期
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String endDateStr = certificateExpireDateArr[1];
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if (!"长期".equals(endDateStr)) {
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String formatEndDate = endDateStr.replace("-", "");
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cardInfo.put("cert_end_date", formatEndDate);
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// 个人证件有效期类型
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cardInfo.put("cert_validity_type", "0");
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}else {
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// 个人证件有效期类型
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cardInfo.put("cert_validity_type", "1");
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}
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paramsInfo.put("card_info", cardInfo.toJSONString());
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// 结算卡信息
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JSONArray cashConfigArr = new JSONArray();
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JSONObject cashConfig = new JSONObject();
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/**
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* T1:下一工作日到银行账户；
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* D1：下一自然日到银行账户；
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* D0：当日到银行账户；默认D0；
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* DM：当日到账；到账资金不包括当天的交易资金；
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* 示例值：T1
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*/
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cashConfig.put("cash_type", "D1");
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cashConfig.put("fix_amt", "0.00");
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cashConfig.put("weekday_fix_amt", "0.00");
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cashConfig.put("weekday_fee_rate", "0.00");
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cashConfigArr.add(cashConfig);
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paramsInfo.put("cash_config", cashConfigArr.toJSONString());
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log.info("用户业务入驻返回参数：{}", paramsInfo);
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// 3. 发起API调用
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Map<String, Object> response = BasePayRequest.requestBasePay("v2/user/busi/open", paramsInfo, null, false);;
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log.info("用户业务入驻返回参数:{}", response);
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return response;
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}
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/**
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* 用户业务入驻
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* @return
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* @throws Exception
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*/
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public Map<String, Object> userBusinessOpenModify(UserWithdrawal userWithdrawal) throws Exception {
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// 1. 数据初始化，填入对应的商户配置
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MerConfig merConfig = new MerConfig();
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merConfig.setProcutId(huiFuProperties.getProductId());
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merConfig.setSysId(huiFuProperties.getSysId());
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merConfig.setRsaPrivateKey(huiFuProperties.getRsaPrivateKey());
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merConfig.setRsaPublicKey(huiFuProperties.getRsaPublicKey());
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BasePay.initWithMerConfig(merConfig);
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// 2.组装请求参数
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Map<String, Object> paramsInfo = new HashMap<>();
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// 汇付ID
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paramsInfo.put("huifu_id", userWithdrawal.getHuifuId());
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// 请求流水号
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paramsInfo.put("req_seq_id", RequestSeqUtil.generateForHuiFu());
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// 请求日期
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paramsInfo.put("req_date", DateUtil.format(new Date(),"yyyyMMdd"));
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// 结算卡信息
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JSONObject cardInfo = new JSONObject();
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cardInfo.put("card_type", "1");
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cardInfo.put("card_name", userWithdrawal.getOpenAccountName());
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cardInfo.put("card_no", userWithdrawal.getBankCardCode());
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cardInfo.put("prov_id", userWithdrawal.getBankCardProvinceCode());
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cardInfo.put("area_id", userWithdrawal.getBankCardCityCode());
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cardInfo.put("cert_type", "00");
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cardInfo.put("cert_no", userWithdrawal.getCertificateCode());
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String[] certificateExpireDateArr = userWithdrawal.getCertificateExpireTime().split("，");
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String startDateStr = certificateExpireDateArr[0];
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// 个人证件有效期开始日期
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cardInfo.put("cert_begin_date", startDateStr.replace("-", ""));
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// 个人证件有效期截止日期
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String endDateStr = certificateExpireDateArr[1];
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if (!"长期".equals(endDateStr)) {
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String formatEndDate = endDateStr.replace("-", "");
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cardInfo.put("cert_end_date", formatEndDate);
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// 个人证件有效期类型
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cardInfo.put("cert_validity_type", "0");
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}else {
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// 个人证件有效期类型
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cardInfo.put("cert_validity_type", "1");
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}
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paramsInfo.put("card_info", cardInfo.toJSONString());
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// 结算卡信息
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JSONArray cashConfigArr = new JSONArray();
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JSONObject cashConfig = new JSONObject();
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/**
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* T1:下一工作日到银行账户；
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* D1：下一自然日到银行账户；
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* D0：当日到银行账户；默认D0；
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* DM：当日到账；到账资金不包括当天的交易资金；
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* 示例值：T1
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*/
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cashConfig.put("switch_state", "1");
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cashConfig.put("cash_type", "D1");
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cashConfig.put("fix_amt", "0.00");
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cashConfig.put("weekday_fix_amt", "0.00");
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cashConfig.put("weekday_fee_rate", "0.00");
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cashConfigArr.add(cashConfig);
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paramsInfo.put("cash_config", cashConfigArr.toJSONString());
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log.info("用户业务入驻修改返回参数：{}", paramsInfo);
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// 3. 发起API调用
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Map<String, Object> response = BasePayRequest.requestBasePay("v2/user/busi/modify", paramsInfo, null, false);;
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log.info("用户业务入驻修改返回参数:{}", response);
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return response;
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}
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public static void main(String[] args) throws Exception {
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// 1. 数据初始化，填入对应的商户配置
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MerConfig merConfig = new MerConfig();
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// merConfig.setProcutId(huiFuProperties.getProductId());
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// merConfig.setSysId(huiFuProperties.getSysId());
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// merConfig.setRsaPrivateKey(huiFuProperties.getRsaPrivateKey());
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// merConfig.setRsaPublicKey(huiFuProperties.getRsaPublicKey());
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merConfig.setProcutId("KAZX");
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merConfig.setSysId("6666000182995771");
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merConfig.setRsaPrivateKey("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");
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merConfig.setRsaPublicKey("MIIBIjANBgkqhkiG9w0BAQEFAAOCAQ8AMIIBCgKCAQEAsWrruP9JBxrUd8uEX5Z8y7pg/UIr5RNHSgDnHqNI1hbi2MfTzB5vZ275wSFFaLDD9BesgDWqsUepPS/opROlDCg9y6WYH8mkN23NmHL9F8kT48OMmH722am+Hp0XVMMwXqA0oNt4f7oW6kDemjZW8/RT4vIE7cyxoxSsVRvjqSpx9wDgFLPWh3o0pHQaoxLyeUsGBATHFrxEDlosBvsuXjMcgjPKXALrcemzKOhBmBkLgyxNVmh61ZK+FNXd+/X4PeZlnWf54NRQAUKe1308E6IIaszo+CjneKuhj1m/X4f7AIvxAqlhuCV5E/DfKRmGopxaWqdtE960Y/H4SmBh2wIDAQAB");
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BasePay.initWithMerConfig(merConfig);
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// 2.组装请求参数
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Map<String, Object> paramsInfo = new HashMap<>();
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// 请求流水号
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paramsInfo.put("req_seq_id", "rQ20252119164e1667715e");
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// 请求日期
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paramsInfo.put("req_date", "20251125");
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// 出款方商户号
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paramsInfo.put("out_huifu_id", "6666000182995771");
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// 支付金额
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paramsInfo.put("ord_amt", "0.01");
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// 分账对象
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paramsInfo.put("acct_split_bunch", "{\"acct_infos\":[{\"div_amt\":\"0.01\",\"huifu_id\":\"6666000183997312\"}]}");
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// 安全信息
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paramsInfo.put("risk_check_data", "{\"sub_product\":\"1\",\"transfer_type\":\"05\"}");
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// 手续费承担方标识余额支付手续费承担方标识；商户余额支付扣收规则为接口指定承担方时必填！枚举值：<br/>OUT：出款方；<br/>IN：分账接受方。<br/><font color="green">示例值：IN</font>
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paramsInfo.put("trans_fee_take_flag", "OUT");
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// 核验值verify_type不为空时必填。当verify_type=SMS时，填写用户收到的短信验证码
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// paramsInfo.put("verify_value", "test");
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System.out.println(paramsInfo);
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// 3. 发起API调用
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Map<String, Object> response = BasePayRequest.requestBasePay("v2/trade/acctpayment/pay", paramsInfo, null, false);;
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System.out.println(response);
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}
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/**
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* 电子账户余额查询
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*
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* @return
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* @throws Exception
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*/
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public BigDecimal balanceQuery(String huifuId) throws Exception {
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// 1. 数据初始化，填入对应的商户配置
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MerConfig merConfig = new MerConfig();
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merConfig.setProcutId(huiFuProperties.getProductId());
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merConfig.setSysId(huiFuProperties.getSysId());
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merConfig.setRsaPrivateKey(huiFuProperties.getRsaPrivateKey());
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merConfig.setRsaPublicKey(huiFuProperties.getRsaPublicKey());
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BasePay.initWithMerConfig(merConfig);
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// 2.组装请求参数
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Map<String, Object> paramsInfo = new HashMap<>();
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// 汇付ID
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paramsInfo.put("huifu_id", huifuId);
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// 请求流水号
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paramsInfo.put("req_seq_id", RequestSeqUtil.generateForHuiFu());
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// 请求日期
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paramsInfo.put("req_date", DateUtil.format(new Date(), "yyyyMMdd"));
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log.info("账户余额信息查询返回参数：{}", paramsInfo);
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// 3. 发起API调用
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Map<String, Object> response = BasePayRequest.requestBasePay("v2/trade/acctpayment/balance/query", paramsInfo, null, false);
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log.info("账户余额信息查询返回参数:{}", response);
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String string = response.get("acctInfo_list").toString();
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JSONArray accountList = JSONArray.parseArray(string);
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if (accountList != null && !accountList.isEmpty()) {
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JSONObject acctInfo = accountList.getJSONObject(0);
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log.info("账户余额信息查询返回余额:{}", acctInfo.getString("avail_bal"));
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return acctInfo.getBigDecimal("avl_bal");
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}
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return BigDecimal.ZERO;
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}
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}
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