package com.tourguide.modules.finance.service;
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import com.alibaba.fastjson.JSONObject;
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import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
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import com.baomidou.mybatisplus.extension.plugins.pagination.Page;
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import com.tourguide.common.api.PageResponse;
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import com.tourguide.common.exception.BusinessException;
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import com.tourguide.modules.finance.dto.GuideWithdrawalCreateRequest;
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import com.tourguide.modules.finance.dto.GuideWithdrawalSummaryResponse;
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import com.tourguide.modules.finance.dto.WithdrawalResponse;
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import com.tourguide.modules.finance.entity.GuideWithdrawal;
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import com.tourguide.modules.finance.entity.GuideWithdrawalAccount;
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import com.tourguide.modules.finance.mapper.GuideWithdrawalMapper;
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import com.tourguide.modules.user.entity.GuideUser;
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import com.tourguide.modules.user.entity.GuideTeam;
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import com.tourguide.modules.user.mapper.GuideTeamMapper;
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import com.tourguide.modules.user.mapper.GuideUserMapper;
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import com.tourguide.modules.user.service.GuideUserService;
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import org.springframework.stereotype.Service;
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import org.springframework.transaction.annotation.Transactional;
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import org.springframework.util.StringUtils;
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import java.math.BigDecimal;
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import java.math.RoundingMode;
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import java.time.LocalDateTime;
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import java.time.format.DateTimeFormatter;
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import java.util.concurrent.ThreadLocalRandom;
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import java.util.stream.Collectors;
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/** 导游提现申请、审核发起和斗拱到账回调。 */
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@Service
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public class GuideWithdrawalService {
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private static final DateTimeFormatter NO_TIME_FORMAT = DateTimeFormatter.ofPattern("yyyyMMddHHmmssSSS");
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private static final String STATUS_PENDING = "PENDING";
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private static final String STATUS_APPROVED = "APPROVED";
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private static final String STATUS_REJECTED = "REJECTED";
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private final GuideWithdrawalMapper withdrawalMapper;
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private final GuideSettlementService settlementService;
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private final GuideUserService guideUserService;
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private final GuideWithdrawableBalanceService balanceService;
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private final GuideWithdrawalStateService stateService;
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private final GuideWithdrawalPayoutService payoutService;
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private final GuideTeamMapper teamMapper;
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private final GuideUserMapper guideUserMapper;
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public GuideWithdrawalService(GuideWithdrawalMapper withdrawalMapper,
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GuideSettlementService settlementService,
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GuideUserService guideUserService,
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GuideWithdrawableBalanceService balanceService,
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GuideWithdrawalStateService stateService,
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GuideWithdrawalPayoutService payoutService,
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GuideTeamMapper teamMapper,
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GuideUserMapper guideUserMapper) {
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this.withdrawalMapper = withdrawalMapper;
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this.settlementService = settlementService;
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this.guideUserService = guideUserService;
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this.balanceService = balanceService;
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this.stateService = stateService;
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this.payoutService = payoutService;
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this.teamMapper = teamMapper;
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this.guideUserMapper = guideUserMapper;
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}
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public GuideWithdrawalSummaryResponse summary(Long guideId) {
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try {
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settlementService.requireApproved(guideId);
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GuideUser guide = guideUserService.findEnabledById(guideId);
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GuideTeam collectionTeam = findCollectionTeam(guide);
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return new GuideWithdrawalSummaryResponse(collectionTeam == null
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? balanceService.getAvailableAmount(guideId)
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: balanceService.getAvailableTeamAmount(collectionTeam.getId()));
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} catch (BusinessException exception) {
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if (exception.getCode() == 409) {
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return new GuideWithdrawalSummaryResponse(money(BigDecimal.ZERO));
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}
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throw exception;
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}
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}
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public PageResponse<WithdrawalResponse> page(Long guideId, long page, long size) {
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guideUserService.findEnabledById(guideId);
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long safePage = Math.max(page, 1);
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long safeSize = Math.min(Math.max(size, 1), 100);
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Page<GuideWithdrawal> result = withdrawalMapper.selectPage(
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new Page<GuideWithdrawal>(safePage, safeSize),
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new LambdaQueryWrapper<GuideWithdrawal>()
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.eq(GuideWithdrawal::getGuideId, guideId)
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.orderByDesc(GuideWithdrawal::getAppliedAt)
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.orderByDesc(GuideWithdrawal::getId));
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return new PageResponse<WithdrawalResponse>(result.getRecords().stream()
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.map(WithdrawalResponse::new).collect(Collectors.toList()),
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result.getTotal(), result.getCurrent(), result.getSize());
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}
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@Transactional
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public WithdrawalResponse create(Long guideId, GuideWithdrawalCreateRequest request) {
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GuideUser guide = guideUserMapper.selectForUpdate(guideId);
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if (guide == null || !Integer.valueOf(1).equals(guide.getStatus())) {
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throw new BusinessException(401, "导游用户不存在或已停用");
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}
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GuideWithdrawalAccount account = settlementService.requireApprovedCardForUpdate(
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guideId, request.getBankCardId());
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BigDecimal amount = money(request.getAmount());
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if (amount.compareTo(BigDecimal.ZERO) <= 0) {
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throw new BusinessException(400, "提现金额必须大于0");
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}
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GuideTeam collectionTeam = findCollectionTeam(guide);
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boolean debited = collectionTeam == null
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? balanceService.debit(guideId, amount)
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: balanceService.debitTeam(collectionTeam.getId(), amount);
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if (!debited) {
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throw new BusinessException(409, "提现金额不能超过当前可提金额");
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}
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GuideWithdrawal withdrawal = new GuideWithdrawal();
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withdrawal.setWithdrawalNo(generateWithdrawalNo());
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withdrawal.setGuideId(guideId);
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withdrawal.setTeamId(collectionTeam == null ? null : collectionTeam.getId());
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withdrawal.setGuideName(StringUtils.hasText(guide.getRealName())
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? guide.getRealName() : guide.getUsername());
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withdrawal.setGuideMobile(guide.getMobile());
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withdrawal.setAmount(amount);
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withdrawal.setBankCardId(account.getId());
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withdrawal.setBankName(account.getBankName());
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withdrawal.setCardMasked(maskCard(account.getBankCardCode()));
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withdrawal.setStatus(STATUS_PENDING);
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withdrawal.setAppliedAt(LocalDateTime.now());
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withdrawal.setCreatedAt(LocalDateTime.now());
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withdrawal.setUpdatedAt(LocalDateTime.now());
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withdrawalMapper.insert(withdrawal);
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return new WithdrawalResponse(withdrawal);
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}
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public WithdrawalResponse process(Long id, String status, String remark, String processor) {
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if (STATUS_REJECTED.equals(status)) {
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return stateService.reject(id, remark, processor);
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}
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if (!STATUS_APPROVED.equals(status)) throw new BusinessException(400, "提现处理状态不正确");
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return payoutService.approve(id, remark, processor);
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}
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@Transactional
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public boolean handleCallback(JSONObject body) {
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String requestSequence = first(body, "req_seq_id", "org_req_seq_id");
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if (!StringUtils.hasText(requestSequence)) {
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throw new BusinessException(400, "汇付提现回调缺少请求流水号");
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}
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GuideWithdrawal withdrawal = withdrawalMapper.selectByPayoutSequenceForUpdate(requestSequence);
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if (withdrawal == null) throw new BusinessException(404, "提现申请不存在");
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if (STATUS_APPROVED.equals(withdrawal.getStatus()) || STATUS_REJECTED.equals(withdrawal.getStatus())) {
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return false;
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}
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boolean processing = GuideWithdrawalStateService.PROCESSING.equals(withdrawal.getStatus());
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boolean recoverableTransferred = GuideWithdrawalStateService.TRANSFERRED.equals(withdrawal.getStatus())
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&& requestSequence.equals(withdrawal.getCashReqSeqId());
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if (!processing && !recoverableTransferred) {
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return false;
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}
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validateCallback(body, withdrawal);
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String transStatus = first(body, "trans_stat", "cash_stat", "status");
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LocalDateTime now = LocalDateTime.now();
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if (isFailure(body, transStatus)) {
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String message = "导游账户取现失败：" + callbackMessage(body);
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if (withdrawalMapper.resetCashForRetry(withdrawal.getId(), message, now, now) != 1) {
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throw new BusinessException(500, "提现回调状态更新失败");
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}
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withdrawal.setStatus(GuideWithdrawalStateService.TRANSFERRED);
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withdrawal.setCashReqSeqId(null);
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withdrawal.setCashReqDate(null);
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withdrawal.setCashHfSeqId(null);
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withdrawal.setPayoutMessage(message);
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withdrawal.setProcessedAt(now);
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withdrawal.setUpdatedAt(now);
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return true;
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}
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String hfSeqId = first(body, "hf_seq_id", "trans_seq_id");
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if (StringUtils.hasText(hfSeqId)) withdrawal.setCashHfSeqId(hfSeqId);
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if (isSuccess(transStatus)) {
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withdrawal.setStatus(STATUS_APPROVED);
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withdrawal.setPayoutMessage("取现到账成功");
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withdrawal.setProcessedAt(now);
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} else {
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withdrawal.setStatus(GuideWithdrawalStateService.PROCESSING);
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withdrawal.setPayoutMessage("导游账户取现结果待确认：" + callbackMessage(body));
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}
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withdrawal.setUpdatedAt(now);
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if (withdrawalMapper.updateById(withdrawal) != 1) {
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throw new BusinessException(500, "提现回调状态更新失败");
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}
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return true;
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}
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private void validateCallback(JSONObject body, GuideWithdrawal withdrawal) {
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GuideWithdrawalAccount account = settlementService.findCurrent(withdrawal.getGuideId());
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String callbackHuifuId = first(body, "huifu_id", "out_huifu_id");
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if (account == null || !StringUtils.hasText(callbackHuifuId)
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|| !callbackHuifuId.equals(account.getHuifuId())) {
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throw new BusinessException(400, "汇付提现回调账户不匹配");
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}
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String amountText = first(body, "cash_amt", "trans_amt", "ord_amt");
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if (StringUtils.hasText(amountText)) {
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try {
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if (withdrawal.getAmount().compareTo(new BigDecimal(amountText)) != 0) {
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throw new BusinessException(409, "汇付提现回调金额不匹配");
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}
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} catch (NumberFormatException exception) {
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throw new BusinessException(400, "汇付提现回调金额格式错误");
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}
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}
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}
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private String callbackMessage(JSONObject body) {
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String message = first(body, "resp_desc", "fail_reason", "failure_reason");
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return StringUtils.hasText(message) ? message : "斗拱未返回终态说明";
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}
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private String generateWithdrawalNo() {
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return "WD" + LocalDateTime.now().format(NO_TIME_FORMAT)
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+ String.format("%04d", ThreadLocalRandom.current().nextInt(10000));
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}
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private GuideTeam findCollectionTeam(GuideUser guide) {
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if (guide == null || guide.getTeamId() == null) return null;
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GuideTeam team = teamMapper.selectById(guide.getTeamId());
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return team != null && guide.getId().equals(team.getCollectionGuideId()) ? team : null;
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}
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private String maskCard(String cardNumber) {
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if (!StringUtils.hasText(cardNumber)) return "";
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String value = cardNumber.trim();
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return "****" + value.substring(Math.max(0, value.length() - 4));
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}
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private BigDecimal money(BigDecimal value) {
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return (value == null ? BigDecimal.ZERO : value).setScale(2, RoundingMode.HALF_UP);
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}
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private boolean isSuccess(String status) {
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return "S".equalsIgnoreCase(status) || "SUCCESS".equalsIgnoreCase(status)
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|| "SUCCEEDED".equalsIgnoreCase(status);
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}
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private boolean isFailure(JSONObject body, String status) {
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if ("F".equalsIgnoreCase(status) || "FAIL".equalsIgnoreCase(status)
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|| "FAILED".equalsIgnoreCase(status)) {
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return true;
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}
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String responseCode = first(body, "resp_code", "code");
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return StringUtils.hasText(responseCode)
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&& !"00000000".equals(responseCode)
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&& !"00000100".equals(responseCode);
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}
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private String first(JSONObject body, String... keys) {
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if (body == null) return null;
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for (String key : keys) {
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String value = body.getString(key);
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if (StringUtils.hasText(value)) return value;
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}
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JSONObject data = body.getJSONObject("data");
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return data == null ? null : first(data, keys);
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}
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}
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