Merge remote-tracking branch 'origin/master'

xuhy

2025-12-30 d3c5c55e414cc06f62371d41f97b57f40fe7d083

 ruoyi-applet/src/main/java/com/ruoyi/web/controller/api/InsuranceController.java

@@ -145,7 +145,7 @@
        if(payTime==null){
            return R.fail("状态不允许退款");
        }
        if(payTime.plusDays(2).isBefore(LocalDateTime.now())){
        if(payTime.plusDays(2).isBefore(LocalDateTime.now()) || order.getPayType()==2){
            order1.setBankCardNumber(order.getBankCardNumber());
            order1.setCardholderName(order.getCardholderName());
            order1.setRefundStatus(1);