feat(payment): 订单固定收款子商户并校验支付回调

yeg

2026-09-12 d879291f56eb64adffa44f763238ea736b4be99b

 talent-card-server/src/test/java/com/talentcard/server/business/merchant/MerchantVerificationOrderCodeTests.java

@@ -87,7 +87,7 @@
                    remark varchar(255)
                )
                """);
        service = new MerchantVerificationService(jdbc, new ManualConsumptionService(jdbc));
        service = new MerchantVerificationService(jdbc, new ManualConsumptionService(jdbc, null));
        principal = new MerchantPrincipal(9L, 88L, 7L, "operator");
    }