feat(payment): 订单固定收款子商户并校验支付回调

yeg

2026-09-12 d879291f56eb64adffa44f763238ea736b4be99b

 talent-card-server/src/test/java/com/talentcard/server/business/portal/AppOrderPortalServiceTests.java

@@ -147,6 +147,48 @@
   }

   @Test
   void fixesTheCollectingSubMerchantOnThePaidOrder() {
      Map<String, Object> created = appOrderPortalService.create(talentId, new AppOrderCreateRequest(merchantId, productId, null), "app-order-collector-" + System.nanoTime());

      Map<String, Object> onboarding = jdbc.queryForMap("select store_id, provider_huifu_id from merchant_onboarding_application where id = ?", onboardingId);
      Map<String, Object> order = jdbc.queryForMap("""
            select collect_onboarding_id, collect_store_id, collect_huifu_id
            from benefit_order where order_no = ?
            """, created.get("orderNo"));
      assertThat(order).containsEntry("collect_onboarding_id", onboardingId)
            .containsEntry("collect_store_id", onboarding.get("store_id"))
            .containsEntry("collect_huifu_id", onboarding.get("provider_huifu_id"));
   }

   @Test
   void leavesTheCollectingSubMerchantEmptyOnAFreeOrder() {
      jdbc.update("""
            update merchant_product
            set rights_config = ?
            where id = ?
            """, "[{\"level\":\"卓越人才卡\",\"enabled\":true,\"free\":true,\"limitCount\":1,\"exceedDiscount\":6,\"resetCycle\":\"每月\"}]", productId);

      Map<String, Object> freeOrder = appOrderPortalService.create(talentId, new AppOrderCreateRequest(merchantId, productId, null), "app-order-free-collector-" + System.nanoTime());

      Map<String, Object> order = jdbc.queryForMap("""
            select pay_amount, collect_onboarding_id, collect_huifu_id
            from benefit_order where order_no = ?
            """, freeOrder.get("orderNo"));
      assertThat(order).containsEntry("pay_amount", 0L)
            .containsEntry("collect_onboarding_id", null)
            .containsEntry("collect_huifu_id", null);
   }

   @Test
   void refusesPaidOrderWhenTheApprovedOnboardingHasNoHuifuId() {
      jdbc.update("update merchant_onboarding_application set provider_huifu_id=null where id=?", onboardingId);

      assertThatThrownBy(() -> appOrderPortalService.create(talentId, new AppOrderCreateRequest(merchantId, productId, null), "app-order-no-huifu-" + System.nanoTime()))
            .isInstanceOf(BusinessException.class)
            .hasMessageContaining("斗拱商户号");
   }

   @Test
   void usesAvailableFreeCountBeforeChargingTheProductPrice() {
      jdbc.update("""
            update merchant_product