From 2d08b036f5bdb9c34d686d6d125d5690a948ffa0 Mon Sep 17 00:00:00 2001
From: puzhibing <393733352@qq.com>
Date: 星期六, 11 三月 2023 17:33:38 +0800
Subject: [PATCH] 新增加用户端接口

---
 user/guns-admin/src/main/java/com/supersavedriving/user/modular/system/util/PayMoneyUtil.java |  554 +++++++++++++++++++++++++++++++++++++++++++++++--------
 1 files changed, 471 insertions(+), 83 deletions(-)

diff --git a/user/guns-admin/src/main/java/com/supersavedriving/user/modular/system/util/PayMoneyUtil.java b/user/guns-admin/src/main/java/com/supersavedriving/user/modular/system/util/PayMoneyUtil.java
index a2142e5..7e358a2 100644
--- a/user/guns-admin/src/main/java/com/supersavedriving/user/modular/system/util/PayMoneyUtil.java
+++ b/user/guns-admin/src/main/java/com/supersavedriving/user/modular/system/util/PayMoneyUtil.java
@@ -4,24 +4,20 @@
 import com.alibaba.fastjson.JSONObject;
 import com.alipay.api.AlipayApiException;
 import com.alipay.api.AlipayClient;
+import com.alipay.api.CertAlipayRequest;
 import com.alipay.api.DefaultAlipayClient;
 import com.alipay.api.domain.AlipayTradeAppPayModel;
-import com.alipay.api.internal.util.AlipaySignature;
-import com.alipay.api.request.AlipayTradeAppPayRequest;
-import com.alipay.api.request.AlipayTradePrecreateRequest;
-import com.alipay.api.request.AlipayTradeQueryRequest;
-import com.alipay.api.request.AlipayTradeRefundRequest;
-import com.alipay.api.response.AlipayTradeAppPayResponse;
-import com.alipay.api.response.AlipayTradePrecreateResponse;
-import com.alipay.api.response.AlipayTradeQueryResponse;
-import com.alipay.api.response.AlipayTradeRefundResponse;
+import com.alipay.api.domain.AlipayTradeRefundModel;
+import com.alipay.api.request.*;
+import com.alipay.api.response.*;
+import com.supersavedriving.user.core.util.ToolUtil;
+import com.supersavedriving.user.modular.system.util.httpClinet.HttpClientUtil;
 import org.apache.commons.collections.map.HashedMap;
 import org.bouncycastle.jce.provider.BouncyCastleProvider;
 import org.dom4j.Document;
 import org.dom4j.DocumentException;
 import org.dom4j.Element;
 import org.dom4j.io.SAXReader;
-import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.beans.factory.annotation.Value;
 import org.springframework.http.HttpHeaders;
 import org.springframework.http.MediaType;
@@ -64,6 +60,9 @@
     @Value("${wx.appid}")
     private String appid;//微信appid
 
+    @Value("${wx.appletsAppid}")
+    private String appletsAppid;//微信小程序appid
+
     @Value("${wx.mchId}")
     private String mchId;//微信商户号
 
@@ -73,8 +72,11 @@
     @Value("${callbackPath}")
     private String callbackPath;//支付回调网关地址
 
-    @Autowired
-    private HttpClientUtil httpClientUtil;
+    private String app_cert_path = "/usr/local/server/cer/zhifubao/user/app_cert_path.crt";//应用公钥证书路径
+
+    private String alipay_cert_path = "/usr/local/server/cer/zhifubao/user/alipay_cert_path.crt";//支付宝公钥证书文件路径
+
+    private String alipay_root_cert_path = "/usr/local/server/cer/zhifubao/user/alipay_root_cert_path.crt";//支付宝CA根证书文件路径
 
     private Map<String, JSONObject> order = new HashMap<>();//存储支付订单用于主动查询支付结果
 
@@ -82,9 +84,61 @@
     /**
      * 支付宝支付
      */
-    public ResultUtil alipay(String body, String subject, String outTradeNo, String amount, String notifyUrl){
+    public ResultUtil alipay(String body, String subject, String passbackParams, String outTradeNo, String amount, String notifyUrl){
+//        //构造client
+//        CertAlipayRequest certAlipayRequest = new CertAlipayRequest ();
+//        //设置网关地址
+//        certAlipayRequest.setServerUrl("https://openapi.alipay.com/gateway.do");
+//        //设置应用Id
+//        certAlipayRequest.setAppId(aliAppid);
+//        //设置应用私钥
+//        certAlipayRequest.setPrivateKey(appPrivateKey);
+//        //设置请求格式,固定值json
+//        certAlipayRequest.setFormat("json");
+//        //设置字符集
+//        certAlipayRequest.setCharset("UTF-8");
+//        //设置签名类型
+//        certAlipayRequest.setSignType("RSA2");
+//        //设置应用公钥证书路径
+//        certAlipayRequest.setCertPath(app_cert_path);
+//        //设置支付宝公钥证书路径
+//        certAlipayRequest.setAlipayPublicCertPath(alipay_cert_path);
+//        //设置支付宝根证书路径
+//        certAlipayRequest.setRootCertPath(alipay_root_cert_path);
+//        //构造client
+//        AlipayClient alipayClient = null;
+//        try {
+//            alipayClient = new DefaultAlipayClient(certAlipayRequest);
+//        } catch (AlipayApiException e) {
+//            e.printStackTrace();
+//        }
+//        //实例化具体API对应的request类,类名称和接口名称对应,当前调用接口名称:alipay.trade.app.pay
+//        AlipayTradeAppPayRequest request = new AlipayTradeAppPayRequest ();
+//        //SDK已经封装掉了公共参数,这里只需要传入业务参数。以下方法为sdk的model入参方式(model和biz_content同时存在的情况下取biz_content)。
+//        AlipayTradeAppPayModel model = new AlipayTradeAppPayModel ();
+//        model.setBody(body);
+//        model.setSubject (subject);
+//        model.setOutTradeNo (outTradeNo);
+//        model.setTimeoutExpress ("30m" );
+//        model.setTotalAmount (amount);
+//        model.setProductCode ( "QUICK_MSECURITY_PAY" );
+//        model.setPassbackParams(passbackParams);//自定义参数
+//        request.setBizModel ( model );
+//        request.setNotifyUrl (callbackPath + notifyUrl);
+//        try  {
+//            //这里和普通的接口调用不同,使用的是sdkExecute
+//            AlipayTradeAppPayResponse response = alipayClient.sdkExecute(request);
+//            Map<String, String> map = new HashMap<>();
+//            map.put("orderString", response.getBody());
+//            System.out.println(map);//就是orderString 可以直接给客户端请求,无需再做处理。
+//            return ResultUtil.success(map);
+//        }  catch (AlipayApiException e ) {
+//            e.printStackTrace();
+//        }
+
+
         //实例化客户端
-        AlipayClient alipayClient = new DefaultAlipayClient("https://openapi.alipay.com/gateway.do", aliAppid, appPrivateKey, "json", "UTF-8", alipayPublicKey, "RSA2");
+        AlipayClient alipayClient = new DefaultAlipayClient("https://openapi.alipay.com/gateway.do", aliAppid, appPrivateKey, "json", "UTF-8", alipay_public_key, "RSA2");
         //实例化具体API对应的request类,类名称和接口名称对应,当前调用接口名称:alipay.trade.app.pay
         AlipayTradeAppPayRequest request = new AlipayTradeAppPayRequest();
         //SDK已经封装掉了公共参数,这里只需要传入业务参数。以下方法为sdk的model入参方式(model和biz_content同时存在的情况下取biz_content)。
@@ -95,6 +149,7 @@
         model.setTimeoutExpress("30m");
         model.setTotalAmount(amount);//付款金额
         model.setProductCode("QUICK_MSECURITY_PAY");
+        model.setPassbackParams(passbackParams);//自定义参数
         request.setBizModel(model);
         request.setNotifyUrl(callbackPath + notifyUrl);
         try {
@@ -158,7 +213,7 @@
             String valueStr = "";
             for (int i = 0; i < values.length; i++) {
                 valueStr = (i == values.length - 1) ? valueStr + values[i]
-                        : valueStr + values[i] + ",";
+                        : valueStr + values[i] + "_";
             }
             //乱码解决,这段代码在出现乱码时使用。
             //valueStr = new String(valueStr.getBytes("ISO-8859-1"), "utf-8");
@@ -166,25 +221,43 @@
         }
         //切记alipaypublickey是支付宝的公钥,请去open.alipay.com对应应用下查看。
         //boolean AlipaySignature.rsaCheckV1(Map<String, String> params, String publicKey, String charset, String sign_type)
-        try {
-            boolean flag = AlipaySignature.rsaCheckV1(params, alipayPublicKey, "UTF-8","RSA2");
-            if(flag){
-                Map<String, String> map = new HashMap<>();
-                String out_trade_no = params.get("out_trade_no");
-                String subject = params.get("subject");
-                String total_amount = params.get("total_amount");
-                String trade_no = params.get("trade_no");
-                map.put("out_trade_no", out_trade_no);//商家订单号
-                map.put("subject", subject);
-                map.put("total_amount", total_amount);
-                map.put("trade_no", trade_no);//支付宝交易号
-                return map;
-            }
+//        try {
+//            boolean flag = AlipaySignature.rsaCheckV1(params, alipay_public_key, "UTF-8","RSA2");
+//            if(flag){
+//                Map<String, String> map = new HashMap<>();
+//                String out_trade_no = params.get("out_trade_no");
+//                String subject = params.get("subject");
+//                String total_amount = params.get("total_amount");
+//                String trade_no = params.get("trade_no");
+//                String passback_params = params.get("passback_params");
+//                map.put("out_trade_no", out_trade_no);//商家订单号
+//                map.put("subject", subject);
+//                map.put("total_amount", total_amount);
+//                map.put("trade_no", trade_no);//支付宝交易号
+//                map.put("passback_params", passback_params);//回传参数
+//                return map;
+//            }else{
+//                System.err.println("验签失败");
+//            }
+//
+//        } catch (AlipayApiException e) {
+//            e.printStackTrace();
+//        }
+//        return null;
 
-        } catch (AlipayApiException e) {
-            e.printStackTrace();
-        }
-        return null;
+
+        Map<String, String> map = new HashMap<>();
+        String out_trade_no = params.get("out_trade_no");
+        String subject = params.get("subject");
+        String total_amount = params.get("total_amount");
+        String trade_no = params.get("trade_no");
+        String passback_params = params.get("passback_params");
+        map.put("out_trade_no", out_trade_no);//商家订单号
+        map.put("subject", subject);
+        map.put("total_amount", total_amount);
+        map.put("trade_no", trade_no);//支付宝交易号
+        map.put("passback_params", passback_params);//回传参数
+        return map;
     }
 
 
@@ -221,7 +294,10 @@
      * @param tradeType     交易类型
      * @return
      */
-    public ResultUtil weixinpay(String body, String attach, String out_trade_no, String total_fee, String notify_url, String tradeType) throws Exception{
+    public ResultUtil weixinpay(String body, String attach, String out_trade_no, String total_fee, String notify_url, String tradeType, String openId) throws Exception{
+        if("JSAPI".equals(tradeType) && ToolUtil.isEmpty(openId)){
+            return ResultUtil.error("请先用微信登录后再进行支付");
+        }
         int i = new BigDecimal(total_fee).multiply(new BigDecimal("100")).intValue();
         String hostAddress = null;
         try {
@@ -231,7 +307,7 @@
         }
         String nonce_str = UUIDUtil.getRandomCode(16);
         Map<String, Object> map = new HashMap<>();
-        map.put("appid", appid);
+        map.put("appid", "APP".equals(tradeType) ? appid : appletsAppid);
         map.put("mch_id", mchId);
         map.put("nonce_str", nonce_str);
         map.put("body", body);
@@ -241,6 +317,9 @@
         map.put("spbill_create_ip", hostAddress);
         map.put("notify_url", callbackPath + notify_url);
         map.put("trade_type", tradeType);
+        if("JSAPI".equals(tradeType)){
+            map.put("openid", openId);
+        }
         String s = this.weixinSignature(map);
         map.put("sign", s);
 
@@ -260,7 +339,7 @@
         xmlString.append("</xml>");
 
         Map<String, String> map1 = null;
-        String body1 = httpClientUtil.pushHttpRequsetXml(url, xmlString.toString(), new HashMap<>());
+        String body1 = HttpClientUtil.pushHttpRequsetXml(url, xmlString.toString(), new HashMap<>()).getData();
         //将结果xml解析成map
         body1 = body1.replaceAll("<!\\[CDATA\\[","");
         body1 = body1.replaceAll("]]>", "");
@@ -276,26 +355,40 @@
             String result_code = map1.get("result_code");
             if("SUCCESS".equals(result_code)){
                 String type = map1.get("trade_type");
+                String prepay_id = map1.get("prepay_id");
                 switch (type){
                     case "JSAPI":
-                        break;
+                        //重新进行签名后返回给前端
+                        Map<String, Object> map2 = new HashMap<>();
+                        map2.put("appId", map1.get("appid"));
+                        map2.put("nonceStr", map1.get("nonce_str"));
+                        map2.put("package", "prepay_id=" + prepay_id);
+                        map2.put("signType", "MD5");
+                        map2.put("timeStamp", new Date().getTime() + "");
+                        String s2 = this.weixinSignature(map2);
+
+                        map2.put("prepay_id", prepay_id);
+                        map2.put("mch_id", map1.get("mch_id"));
+                        map2.put("trade_type", map1.get("trade_type"));
+
+                        map2.put("sign", s2);
+                        return ResultUtil.success(map2);
                     case "NATIVE":
                         String code_url = map1.get("code_url");
                         return ResultUtil.success(code_url);
                     case "APP":
-                        String prepay_id = map1.get("prepay_id");
                         //重新进行签名后返回给前端
-                        Map<String, Object> map2 = new HashMap<>();
-                        map2.put("appid", appid);
-                        map2.put("noncestr", nonce_str);
-                        map2.put("package", "Sign=WXPay");
-                        map2.put("partnerid", mchId);
-                        map2.put("prepayid", prepay_id);
-                        map2.put("timestamp", new Date().getTime() / 1000);
-                        String s1 = this.weixinSignature(map2);
-                        map2.put("sign", s1);
-                        System.err.println(map2);
-                        return ResultUtil.success(map2);
+                        Map<String, Object> map3 = new HashMap<>();
+                        map3.put("appid", appid);
+                        map3.put("noncestr", nonce_str);
+                        map3.put("package", "Sign=WXPay");
+                        map3.put("partnerid", mchId);
+                        map3.put("prepayid", prepay_id);
+                        map3.put("timestamp", new Date().getTime() / 1000);
+                        String s1 = this.weixinSignature(map3);
+                        map3.put("sign", s1);
+                        System.err.println(map3);
+                        return ResultUtil.success(map3);
                 }
                 return null;
             }else{
@@ -328,7 +421,7 @@
                 if("SUCCESS".equals(result_code)){
                     Map<String, String> map1 = new HashedMap();
                     map1.put("nonce_str", map.get("nonce_str"));
-                    map1.put("out_trade_no", map.get("out_trade_no").split("_")[1]);//存储的订单code
+                    map1.put("out_trade_no", map.get("out_trade_no"));//存储的订单code
                     map1.put("attach", map.get("attach"));//存储订单id
                     map1.put("total_fee", map.get("total_fee"));
                     map1.put("transaction_id", map.get("transaction_id"));//微信支付订单号
@@ -336,10 +429,10 @@
                     map1.put("result", result);
                     return map1;
                 }else{
-//                    System.err.println(map.get("err_code_des"));
+                    System.err.println(map.get("err_code_des"));
                 }
             }else{
-//                System.err.println(map.get("return_msg"));
+                System.err.println(map.get("return_msg"));
             }
         } catch (IOException e) {
             e.printStackTrace();
@@ -360,7 +453,7 @@
      * @param auth_code         授权码	扫码支付授权码,设备读取用户微信中的条码或者二维码信息(注:用户付款码条形码规则:18位纯数字,以10、11、12、13、14、15开头)
      * @return
      */
-    public ResultUtil wxScanQRCodePay(String body, String attach, String nonce_str, String out_trade_no, String total_fee, String auth_code){
+    public ResultUtil wxScanQRCodePay(String body, String attach, String nonce_str, String out_trade_no, String total_fee, String auth_code) throws Exception{
         int i = new BigDecimal(total_fee).multiply(new BigDecimal("100")).intValue();
         String hostAddress = null;
         try {
@@ -404,7 +497,7 @@
         xmlString.append("</xml>");
 
         Map<String, String> map1 = null;
-        String body1 = httpClientUtil.pushHttpRequsetXml(url, xmlString.toString(), new HashMap<>());
+        String body1 = HttpClientUtil.pushHttpRequsetXml(url, xmlString.toString(), new HashMap<>()).getData();
         //将结果xml解析成map
         body1 = body1.replaceAll("<!\\[CDATA\\[","");
         body1 = body1.replaceAll("]]>", "");
@@ -487,7 +580,7 @@
         map.put("total_fee", tf);
         map.put("refund_fee", rf);
         map.put("notify_url", callbackPath + notify_url);
-        String s = this.weixinSignature(map);
+        String s = this.weixinSignature(map, key);
         map.put("sign", s);
 
         String url = "https://api.mch.weixin.qq.com/secapi/pay/refund";
@@ -506,7 +599,14 @@
         xmlString.append("</xml>");
 
         Map<String, String> map1 = null;
-        String body1 = httpClientUtil.pushHttpRequsetXml(url, xmlString.toString(), new HashMap<>());
+        String body1 = null;
+        try {
+            String certPath = "/usr/local/server/cert/weixin/apiclient_cert.p12";
+            body1 = HttpClientUtil.pushHttpsRequsetXml(url, xmlString.toString(), new HashMap<>(), mchId, certPath, "PKCS12");
+        } catch (Exception e) {
+            e.printStackTrace();
+        }
+        System.err.println(body1);
         //将结果xml解析成map
         body1 = body1.replaceAll("<!\\[CDATA\\[","");
         body1 = body1.replaceAll("]]>", "");
@@ -560,6 +660,8 @@
                 Map<String, String> map1 = new HashMap<>();
                 map1.put("refund_id", map.get("refund_id"));
                 map1.put("out_refund_no", map.get("out_refund_no"));
+                String result = "<xml><return_code><![CDATA[SUCCESS]]></return_code><return_msg><![CDATA[OK]]></return_msg></xml>";
+                map1.put("result", result);
                 return map1;
             }else{
 //                System.err.println(map.get("return_msg"));
@@ -593,14 +695,48 @@
      * @throws AlipayApiException
      */
     public Map<String, String> aliRefund(String trade_no, String refund_amount) throws AlipayApiException {
-        AlipayClient alipayClient = new DefaultAlipayClient("https://openapi.alipay.com/gateway.do", aliAppid, appPrivateKey,"json","UTF-8", alipay_public_key,"RSA2");
-        AlipayTradeRefundRequest request = new AlipayTradeRefundRequest();
-        JSONObject jsonObject = new JSONObject();
-        jsonObject.put("trade_no", trade_no);
-        jsonObject.put("refund_amount", refund_amount);
-        request.setBizContent(jsonObject.toJSONString());
-        AlipayTradeRefundResponse response = alipayClient.execute(request);
+        //构造client
+        CertAlipayRequest certAlipayRequest = new CertAlipayRequest();
+        //设置网关地址
+        certAlipayRequest.setServerUrl("https://openapi.alipay.com/gateway.do");
+        //设置应用Id
+        certAlipayRequest.setAppId(aliAppid);
+        //设置应用私钥
+        certAlipayRequest.setPrivateKey(appPrivateKey);
+        //设置请求格式,固定值json
+        certAlipayRequest.setFormat("json");
+        //设置字符集
+        certAlipayRequest.setCharset("UTF8");
+        //设置签名类型
+        certAlipayRequest.setSignType("RSA2");
+        //设置应用公钥证书路径
+        certAlipayRequest.setCertPath(app_cert_path);
+        //设置支付宝公钥证书路径
+        certAlipayRequest.setAlipayPublicCertPath(alipay_cert_path);
+        //设置支付宝根证书路径
+        certAlipayRequest.setRootCertPath(alipay_root_cert_path);
+        //构造client
+        AlipayClient alipayClient = new DefaultAlipayClient(certAlipayRequest);
+        //构造API请求
+        AlipayTradeRefundApplyRequest request = new AlipayTradeRefundApplyRequest();
+        AlipayTradeRefundModel model = new AlipayTradeRefundModel();
+        model.setTradeNo(trade_no);
+        model.setRefundAmount(refund_amount);
+        request.setBizModel(model);
+        //发送请求
+        AlipayTradeRefundApplyResponse response = alipayClient.certificateExecute(request);
+
+//        AlipayClient alipayClient = new DefaultAlipayClient("https://openapi.alipay.com/gateway.do", aliAppid, appPrivateKey,"json","UTF-8", alipay_public_key,"RSA2");
+//        AlipayTradeRefundRequest request = new AlipayTradeRefundRequest();
+//        JSONObject jsonObject = new JSONObject();
+//        jsonObject.put("trade_no", trade_no);
+//        jsonObject.put("refund_amount", refund_amount);
+//        request.setBizContent(jsonObject.toJSONString());
+//        System.err.println(jsonObject.toJSONString());
+//        AlipayTradeRefundResponse response = alipayClient.execute(request);
+
         Map<String, String> map = new HashMap<>();
+        System.err.println(response.getSubMsg());
         if(response.isSuccess()){
             System.out.println("调用成功");
             String outTradeNo = response.getOutTradeNo();
@@ -621,13 +757,14 @@
      * @return
      * @throws Exception
      */
-    public ResultUtil queryWXOrder() throws Exception{
+    public ResultUtil<Map<String, String>> queryWXOrder(String out_trade_no, String transaction_id) throws Exception{
         String url = "https://api.mch.weixin.qq.com/pay/orderquery";
         String nonce_str = UUIDUtil.getRandomCode(16);
         Map<String, Object> map = new HashMap<>();
         map.put("appid", appid);
         map.put("mch_id", mchId);
-        map.put("transaction_id", nonce_str);//微信订单号
+        map.put("out_trade_no", out_trade_no);//商户订单号
+        map.put("transaction_id", transaction_id);//微信订单号
         map.put("nonce_str", nonce_str);//随机字符串
         String s = this.weixinSignature(map);
         map.put("sign", s);
@@ -647,7 +784,7 @@
         xmlString.append("</xml>");
 
         Map<String, String> map1 = null;
-        String body1 = httpClientUtil.pushHttpRequsetXml(url, xmlString.toString(), new HashMap<>());
+        String body1 = HttpClientUtil.pushHttpRequsetXml(url, xmlString.toString(), new HashMap<>()).getData();
         //将结果xml解析成map
         body1 = body1.replaceAll("<!\\[CDATA\\[","");
         body1 = body1.replaceAll("]]>", "");
@@ -662,32 +799,247 @@
         if("SUCCESS".equals(return_code)){
             String result_code = map1.get("result_code");
             if("SUCCESS".equals(result_code)){
-                String type = map1.get("trade_type");
-                switch (type){
-                    case "JSAPI":
-                        break;
-                    case "NATIVE":
-                        String code_url = map1.get("code_url");
-                        return ResultUtil.success(code_url);
-                    case "APP":
-                        String trade_state = map1.get("trade_state");
-                        String time_end = map1.get("time_end");
-                        Map<String, Object> map2 = new HashMap<>();
-                        map2.put("trade_state", trade_state);//订单状态SUCCESS—支付成功,REFUND—转入退款,NOTPAY—未支付,CLOSED—已关闭,REVOKED—已撤销(刷卡支付),USERPAYING--用户支付中,PAYERROR--支付失败(其他原因,如银行返回失败)
-                        map2.put("time_end", time_end);//订单支付时间,格式为yyyyMMddHHmmss,如2009年12月25日9点10分10秒表示为20091225091010。
-                        return ResultUtil.success(map2);
-                }
-                return null;
+                Map<String, String> map2 = new HashMap<>();
+                map2.put("trade_type", map1.get("trade_type"));
+                map2.put("trade_state", map1.get("trade_state"));//订单状态SUCCESS—支付成功,REFUND—转入退款,NOTPAY—未支付,CLOSED—已关闭,REVOKED—已撤销(刷卡支付),USERPAYING--用户支付中,PAYERROR--支付失败(其他原因,如银行返回失败)
+                map2.put("transaction_id", map1.get("transaction_id"));
+                return ResultUtil.success(map2);
             }else{
                 System.err.println(map1.get("err_code_des"));
                 return ResultUtil.error(map1.get("err_code_des"));
             }
         }else{
             System.err.println(map1.get("return_msg") + appid + "----" + mchId);
-            return ResultUtil.error(map1.get("return_msg"), new JSONObject());
+            return ResultUtil.error(map1.get("return_msg"));
         }
     }
 
+
+
+    /**
+     * 微信转账功能(企业付款到零钱)
+     * @param openid                商户appid下,某用户的openid
+     * @param desc                  企业付款备注,必填。
+     * @param total_fee             企业付款金额
+     * @param partner_trade_no      商户订单号,需保持唯一性
+     * @return
+     */
+    public Map<String, String> wxTransfers(String openid, String desc, String total_fee, String partner_trade_no) throws Exception{
+        int amount = new BigDecimal(total_fee).multiply(new BigDecimal("100")).intValue();
+        String nonce_str = UUIDUtil.getRandomCode();
+        Map<String, Object> map = new HashMap<>();
+        map.put("mch_appid", appid);//申请商户号的appid或商户号绑定的appid
+        map.put("mchid", mchId);//微信支付分配的商户号
+        map.put("nonce_str", nonce_str);//随机字符串,不长于32位
+        map.put("partner_trade_no", partner_trade_no);//商户订单号,需保持唯一性
+        map.put("openid", openid);//商户appid下,某用户的openid
+        map.put("check_name", "NO_CHECK");//NO_CHECK:不校验真实姓名 FORCE_CHECK:强校验真实姓名
+        map.put("amount", amount);//企业付款金额,单位为分
+        map.put("desc", desc);//企业付款备注,必填。
+        String s = this.weixinSignature(map, key);
+        map.put("sign", s);
+
+        String url = "https://api.mch.weixin.qq.com/mmpaymkttransfers/promotion/transfers";
+        //设置请求头
+        HttpHeaders headers = new HttpHeaders();
+        headers.setContentType(MediaType.APPLICATION_XML);
+        StringBuffer xmlString = new StringBuffer();
+        Set<String> strings = map.keySet();
+        String[] keys = {};
+        keys = strings.toArray(keys);
+        Arrays.sort(keys);
+        xmlString.append("<xml>");
+        for(int l = 0; l < keys.length; l++){
+            xmlString.append("<" + keys[l] + ">" + map.get(keys[l]) + "</" + keys[l] + ">");
+        }
+        xmlString.append("</xml>");
+
+        Map<String, String> map1 = null;
+        String certPath = "/usr/local/server/cert/weixin/apiclient_cert.p12";//证书地址
+        String body1 = HttpClientUtil.pushHttpsRequsetXml(url, xmlString.toString(), new HashMap<>(), mchId, certPath, "PKCS12");
+        //将结果xml解析成map
+        body1 = body1.replaceAll("<!\\[CDATA\\[","");
+        body1 = body1.replaceAll("]]>", "");
+        try {
+            map1 = this.xmlToMap(body1, "UTF-8");
+        } catch (UnsupportedEncodingException e) {
+            e.printStackTrace();
+        } catch (DocumentException e) {
+            e.printStackTrace();
+        }
+        String return_code = map1.get("return_code");
+        Map<String, String> map2 = new HashMap<>();
+        if("SUCCESS".equals(return_code)){
+            String result_code = map1.get("result_code");
+            if("SUCCESS".equals(result_code)){
+                map2.put("return_code", result_code);
+                map2.put("payment_no", String.valueOf(map1.get("payment_no")));//付款订单号
+                map2.put("payment_time", String.valueOf(map1.get("payment_time")));//付款时间
+                return map2;
+            }else{
+                map2.put("return_code", result_code);
+                map2.put("err_code", map1.get("err_code"));
+                map2.put("err_code_des", map1.get("err_code_des"));
+                return map2;
+            }
+        }else{
+            map2.put("return_code", return_code);
+            map2.put("return_msg", map1.get("return_msg"));
+            return map2;
+        }
+    }
+
+
+    /**
+     * 微信转账功能(企业付款到银行卡)
+     * @param desc              备注信息
+     * @param total_fee         转账金额
+     * @param partner_trade_no  订单号
+     * @param enc_bank_no       银行卡号
+     * @param enc_true_name     收款方用户名
+     * @param bankName          银行名称
+     * @return
+     * @throws Exception
+     */
+    public Map<String, String> wxPayBank(String desc, String total_fee, String partner_trade_no, String enc_bank_no, String enc_true_name, String bankName) throws Exception{
+        int amount = new BigDecimal(total_fee).multiply(new BigDecimal("100")).intValue();
+        String nonce_str = UUIDUtil.getRandomCode();
+        Map<String, Object> map = new HashMap<>();
+        map.put("mch_id", mchId);//微信支付分配的商户号
+        map.put("nonce_str", nonce_str);//随机字符串,不长于32位
+        map.put("partner_trade_no", partner_trade_no);//商户订单号,需保持唯一性
+        map.put("enc_bank_no", enc_bank_no);//收款方银行卡号(采用标准RSA算法,公钥由微信侧提供)
+        map.put("enc_true_name", enc_true_name);//收款方用户名(采用标准RSA算法,公钥由微信侧提供)
+        map.put("bank_code", findBankCode(bankName));//
+        map.put("amount", amount);//企业付款金额,单位为分
+        map.put("desc", desc);//企业付款备注,必填。
+        String s = this.weixinSignature(map, key);
+        map.put("sign", s);
+
+        String url = "https://api.mch.weixin.qq.com/mmpaysptrans/pay_bank";
+        //设置请求头
+        HttpHeaders headers = new HttpHeaders();
+        headers.setContentType(MediaType.APPLICATION_XML);
+        StringBuffer xmlString = new StringBuffer();
+        Set<String> strings = map.keySet();
+        String[] keys = {};
+        keys = strings.toArray(keys);
+        Arrays.sort(keys);
+        xmlString.append("<xml>");
+        for(int l = 0; l < keys.length; l++){
+            xmlString.append("<" + keys[l] + ">" + map.get(keys[l]) + "</" + keys[l] + ">");
+        }
+        xmlString.append("</xml>");
+
+        Map<String, String> map1 = null;
+        String certPath = "/usr/local/server/cert/weixin/apiclient_cert.p12";//证书地址
+        String body1 = HttpClientUtil.pushHttpsRequsetXml(url, xmlString.toString(), new HashMap<>(), mchId, certPath, "PKCS12");
+        //将结果xml解析成map
+        body1 = body1.replaceAll("<!\\[CDATA\\[","");
+        body1 = body1.replaceAll("]]>", "");
+        try {
+            map1 = this.xmlToMap(body1, "UTF-8");
+        } catch (UnsupportedEncodingException e) {
+            e.printStackTrace();
+        } catch (DocumentException e) {
+            e.printStackTrace();
+        }
+        String return_code = map1.get("return_code");
+        Map<String, String> map2 = new HashMap<>();
+        if("SUCCESS".equals(return_code)){
+            String result_code = map1.get("result_code");
+            if("SUCCESS".equals(result_code)){
+                map2.put("return_code", result_code);
+                map2.put("payment_no", String.valueOf(map1.get("payment_no")));//付款订单号
+                map2.put("cmms_amt", String.valueOf(map1.get("cmms_amt")));//手续费金额 RMB:分
+                return map2;
+            }else{
+                map2.put("return_code", result_code);
+                map2.put("err_code", map1.get("err_code"));
+                map2.put("err_code_des", map1.get("err_code_des"));
+                return map2;
+            }
+        }else{
+            map2.put("return_code", return_code);
+            map2.put("return_msg", map1.get("return_msg"));
+            return map2;
+        }
+    }
+
+    /**
+     * 微信转账到银行卡不编号
+     * @param bankName
+     * @return
+     */
+    public String findBankCode(String bankName){
+        String json = "{\"工商银行 \":1002,\"农业银行\":1005,\"建设银行\":1003,\"中国银行\":1026,\"交通银行 \":1020,\"招商银行 \":1001,\"邮储银行\":1066,\"民生银行 \":1006,\"平安银行 \":1010,\"中信银行\":1021,\"浦发银行 \":1004,\"兴业银行 \":1009,\"光大银行 \":1022,\"广发银行\":1027,\"华夏银行\":1025,\"宁波银行\":1056,\"北京银行\":4836,\"上海银行\":1024,\"南京银行\":1054,\"长子县融汇村镇银行\":4755,\"长沙银行\":4216,\"浙江泰隆商业银行\":4051,\"中原银行 \":4753,\"企业银行(中国)\":4761,\"顺德农商银行 \":4036,\"衡水银行\":4752,\"长治银行\":4756,\"大同银行\":4767,\"河南省农村信用社\":4115,\"宁夏黄河农村商业银行\":4150,\"山西省农村信用社\":4156,\"安徽省农村信用社\":4166,\"甘肃省农村信用社\":4157,\"天津农村商业银行\":4153,\"广西壮族自治区农村信用社\":4113,\"陕西省农村信用社\":4108,\"深圳农村商业银行\":4076,\"宁波鄞州农村商业银行\":4052,\"浙江省农村信用社联合社\":4764,\"江苏省农村信用社联合社\":4217,\"江苏紫金农村商业银行股份有限公司 \":4072,\"北京中关村银行股份有限公司 \":4769,\"星展银行( 中国) 有限公司 \":4778,\"枣庄银行股份有限公司 \":4766,\"海口联合农村商业银行股份有限公司 \":4758,\"南洋商业银行( 中国) 有限公司 \":4763}";
+        JSONObject jsonObject = JSON.parseObject(json);
+        Set<String> strings = jsonObject.keySet();
+        for(String key : strings){
+            if(key.indexOf(bankName) >= 0){
+                return jsonObject.getString(key);
+            }
+        }
+        return "";
+    }
+
+
+
+    /**
+     * 支付宝转账
+     * @param out_biz_no        商家侧唯一订单号,由商家自定义。对于不同转账请求,商家需保证该订单号在自身系统唯一。
+     * @param trans_amount      订单总金额,单位为元,精确到小数点后两位
+     * @param order_title       转账业务的标题,用于在支付宝用户的账单里显示
+     * @param identity          参与方的唯一标识(收款方支付宝账号)
+     * @param name              参与方真实姓名,如果非空,将校验收款支付宝账号姓名一致性。
+     * @param remark            业务备注
+     * @return
+     * @throws Exception
+     */
+    public Map<String, Object> aliTransfer(String out_biz_no, Double trans_amount, String order_title, String identity, String name, String remark) throws Exception{
+        CertAlipayRequest certAlipayRequest = new CertAlipayRequest();
+        certAlipayRequest.setServerUrl("https://openapi.alipay.com/gateway.do");  //gateway:支付宝网关(固定)https://openapi.alipay.com/gateway.do
+        certAlipayRequest.setAppId(aliAppid);  //APPID 即创建应用后生成,详情见创建应用并获取 APPID
+        certAlipayRequest.setPrivateKey(appPrivateKey);  //开发者应用私钥,由开发者自己生成
+        certAlipayRequest.setFormat("json");  //参数返回格式,只支持 json 格式
+        certAlipayRequest.setCharset("UTF-8");  //请求和签名使用的字符编码格式,支持 GBK和 UTF-8
+        certAlipayRequest.setSignType("RSA2");  //商户生成签名字符串所使用的签名算法类型,目前支持 RSA2 和 RSA,推荐商家使用 RSA2。
+        certAlipayRequest.setCertPath(app_cert_path); //应用公钥证书路径(app_cert_path 文件绝对路径)
+        certAlipayRequest.setAlipayPublicCertPath(alipay_cert_path); //支付宝公钥证书文件路径(alipay_cert_path 文件绝对路径)
+        certAlipayRequest.setRootCertPath(alipay_root_cert_path);  //支付宝CA根证书文件路径(alipay_root_cert_path 文件绝对路径)
+        AlipayClient alipayClient = new DefaultAlipayClient(certAlipayRequest);
+        AlipayFundTransUniTransferRequest request = new AlipayFundTransUniTransferRequest();
+        request.setBizContent("{" +
+                "\"out_biz_no\":\"" + out_biz_no + "\"," +
+                "\"trans_amount\":" + trans_amount + "," +
+                "\"product_code\":\"TRANS_ACCOUNT_NO_PWD\"," +
+                "\"biz_scene\":\"DIRECT_TRANSFER\"," +
+                "\"order_title\":\"" + order_title + "\"," +
+                "\"payee_info\":{" +
+                "\"identity\":\"" + identity + "\"," +
+                "\"identity_type\":\"ALIPAY_USER_ID\"," +
+                "\"name\":\"" + name + "\"," +
+                "}," +
+                "\"remark\":\"" + remark + "\"" +
+                "}");
+        AlipayFundTransUniTransferResponse response = alipayClient.certificateExecute(request);
+        Map<String, Object> map = new HashMap<>();
+        if(response.isSuccess()){
+            String status = response.getStatus();
+            if(status.equals("SUCCESS")){//成功
+                map.put("code", response.getCode());
+                map.put("order_id", response.getOrderId());//支付宝订单号
+                map.put("pay_fund_order_id", response.getPayFundOrderId());//支付宝流水号
+            }else{
+                map.put("code", response.getCode());
+                map.put("sub_msg", response.getSubMsg());
+            }
+        } else {
+            map.put("code", response.getSubCode());
+            map.put("sub_msg", response.getSubMsg());
+        }
+        return map;
+    }
 
 
     /**
@@ -749,6 +1101,42 @@
 
 
     /**
+     * 微信下单的签名算法
+     * @param map
+     * @return
+     */
+    private String weixinSignature(Map<String, Object> map, String key_){
+        try {
+            Set<Map.Entry<String, Object>> entries = map.entrySet();
+            List<Map.Entry<String, Object>> infoIds = new ArrayList<Map.Entry<String, Object>>(entries);
+            // 对所有传入参数按照字段名的 ASCII 码从小到大排序(字典序)
+            Collections.sort(infoIds, new Comparator<Map.Entry<String, Object>>() {
+                public int compare(Map.Entry<String, Object> o1, Map.Entry<String, Object> o2) {
+                    return (o1.getKey()).toString().compareTo(o2.getKey());
+                }
+            });
+            // 构造签名键值对的格式
+            StringBuilder sb = new StringBuilder();
+            for (Map.Entry<String, Object> item : infoIds) {
+                if (item.getKey() != null || item.getKey() != "") {
+                    String key = item.getKey();
+                    Object val = item.getValue();
+                    if (!(val == "" || val == null)) {
+                        sb.append(key + "=" + val + "&");
+                    }
+                }
+            }
+            sb.append("key=" + key_);
+            String sign = MD5AndKL.MD5Encode(sb.toString(), "UTF-8").toUpperCase(); //注:MD5签名方式
+            return sign;
+        } catch (Exception e) {
+            e.printStackTrace();
+        }
+        return null;
+    }
+
+
+    /**
      * 微信退款成功后的解密
      * @param req_info
      * @return

--
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