From 7217e095eda8326e24aaef7b72c11d16f88e8742 Mon Sep 17 00:00:00 2001
From: yeg <1347747024@qq.com>
Date: 星期一, 14 九月 2026 13:14:22 +0800
Subject: [PATCH] feat(payment): 进件时自动开启结算并配置好资金能力

---
 talent-card-server/src/main/java/com/talentcard/server/business/payment/huifu/HuifuIndividualOnboardingGateway.java |    2 ++
 1 files changed, 2 insertions(+), 0 deletions(-)

diff --git a/talent-card-server/src/main/java/com/talentcard/server/business/payment/huifu/HuifuIndividualOnboardingGateway.java b/talent-card-server/src/main/java/com/talentcard/server/business/payment/huifu/HuifuIndividualOnboardingGateway.java
index a7a8833..3d7c5ef 100644
--- a/talent-card-server/src/main/java/com/talentcard/server/business/payment/huifu/HuifuIndividualOnboardingGateway.java
+++ b/talent-card-server/src/main/java/com/talentcard/server/business/payment/huifu/HuifuIndividualOnboardingGateway.java
@@ -71,6 +71,8 @@
         request.put("card_info", JSON.toJSONString(card));
         request.put("settle_card_front_pic", command.settlementCardFrontPictureId());
         request.put("cash_config", JSON.toJSONString(List.of(cash)));
+        // 与商户主体一致:进件即打开自动结算,核销确认后的钱由斗拱按结算周期自动划到结算卡。
+        request.put("settle_config", JSON.toJSONString(HuifuEnterpriseOnboardingGateway.settleConfig()));
         putIfPresent(request, "async_return_url", properties.getMerchantOnboardingNotifyUrl());
         try {
             synchronized (SDK_LOCK) {

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