From e528e66851ea030e3b144760ef8d5a12e752eb3f Mon Sep 17 00:00:00 2001
From: yeg <1347747024@qq.com>
Date: 星期四, 17 九月 2026 12:37:34 +0800
Subject: [PATCH] feat(merchant): 新增商户端收款能力自查与手动核实接口
---
talent-card-server/src/main/java/com/talentcard/server/business/merchant/MerchantWorkController.java | 8 ++++++++
1 files changed, 8 insertions(+), 0 deletions(-)
diff --git a/talent-card-server/src/main/java/com/talentcard/server/business/merchant/MerchantWorkController.java b/talent-card-server/src/main/java/com/talentcard/server/business/merchant/MerchantWorkController.java
index 759462d..6cdb0c7 100644
--- a/talent-card-server/src/main/java/com/talentcard/server/business/merchant/MerchantWorkController.java
+++ b/talent-card-server/src/main/java/com/talentcard/server/business/merchant/MerchantWorkController.java
@@ -53,6 +53,14 @@
@PostMapping("/onboarding")
public ApiResponse<Map<String, Object>> submitOnboarding(@RequestAttribute(MerchantAuthService.PRINCIPAL_ATTRIBUTE) MerchantPrincipal principal, @Valid @RequestBody MerchantOnboardingRequest request, @RequestHeader(value = "X-Idempotency-Key", required = false) String key) { return ApiResponse.success(merchantSettlementService.submitOnboarding(principal, request, key)); }
+ /** 收款能力自查：与下单闸门同源同文案的判定结果与最近核实时间，只读不查通道。 */
+ @GetMapping("/payment-readiness")
+ public ApiResponse<Map<String, Object>> paymentReadiness(@RequestAttribute(MerchantAuthService.PRINCIPAL_ATTRIBUTE) MerchantPrincipal principal) { return ApiResponse.success(merchantSettlementService.paymentReadiness(principal)); }
+
+ /** 立即核实：主动查一次通道刷新收款能力快照，受冷却保护。 */
+ @PostMapping("/payment-readiness/verify")
+ public ApiResponse<Map<String, Object>> verifyPaymentReadiness(@RequestAttribute(MerchantAuthService.PRINCIPAL_ATTRIBUTE) MerchantPrincipal principal) { return ApiResponse.success(merchantSettlementService.verifyPaymentReadiness(principal)); }
+
@GetMapping("/bank-cards")
public ApiResponse<java.util.List<Map<String, Object>>> bankCards(@RequestAttribute(MerchantAuthService.PRINCIPAL_ATTRIBUTE) MerchantPrincipal principal) { return ApiResponse.success(merchantSettlementService.bankCards(principal)); }
--
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