package com.talentcard.server.business.payment.huifu; import com.alibaba.fastjson.JSON; import com.huifu.bspay.sdk.opps.client.BasePayClient; import com.huifu.bspay.sdk.opps.core.BasePay; import com.huifu.bspay.sdk.opps.core.config.MerConfig; import com.talentcard.server.common.BusinessException; import com.talentcard.server.common.ErrorCode; import java.time.LocalDate; import java.time.format.DateTimeFormatter; import java.util.LinkedHashMap; import java.util.List; import java.util.Map; import org.slf4j.Logger; import org.slf4j.LoggerFactory; import org.springframework.stereotype.Service; @Service public class HuifuIndividualOnboardingGateway { private static final Object SDK_LOCK = new Object(); private static final Logger log = LoggerFactory.getLogger(HuifuIndividualOnboardingGateway.class); private final HuifuPaymentProperties properties; public HuifuIndividualOnboardingGateway(HuifuPaymentProperties properties) { this.properties = properties; } public Result create(HuifuIndividualOnboardingCommand command) { ensureConfigured(); Map card = new LinkedHashMap<>(); card.put("card_type", "1"); card.put("card_name", command.name()); card.put("card_no", command.cardNumber()); card.put("prov_id", command.bankProvinceCode()); card.put("area_id", command.bankCityCode()); card.put("bank_code", command.bankCode()); card.put("cert_type", "00"); card.put("cert_no", command.idCardNo()); card.put("cert_validity_type", command.certificateValidityType()); card.put("cert_begin_date", command.certificateBeginDate()); if (!blank(command.certificateEndDate())) card.put("cert_end_date", command.certificateEndDate()); card.put("mp", command.mobileNo()); card.put("is_settle_default", "Y"); Map cash = new LinkedHashMap<>(); cash.put("cash_type", "DM"); cash.put("fix_amt", "0.00"); cash.put("fee_rate", ""); Map request = new LinkedHashMap<>(); request.put("req_seq_id", command.applicationNo()); request.put("req_date", LocalDate.now().format(DateTimeFormatter.BASIC_ISO_DATE)); request.put("upper_huifu_id", properties.getOnboardingUpperHuifuId().trim()); request.put("reg_name", command.name()); request.put("short_name", command.name()); request.put("mcc", command.mcc()); request.put("scene_type", "ONLINE"); request.put("prov_id", command.provinceCode()); request.put("area_id", command.cityCode()); request.put("district_id", command.districtCode()); request.put("detail_addr", command.address()); request.put("legal_cert_no", command.idCardNo()); request.put("legal_cert_validity_type", command.certificateValidityType()); request.put("legal_cert_begin_date", command.certificateBeginDate()); putIfPresent(request, "legal_cert_end_date", command.certificateEndDate()); request.put("legal_addr", command.address()); request.put("legal_cert_front_pic", command.legalFrontPictureId()); request.put("legal_cert_back_pic", command.legalBackPictureId()); request.put("contact_name", command.name()); request.put("contact_mobile_no", command.mobileNo()); request.put("contact_email", command.email()); request.put("login_name", loginName(command.applicationNo())); request.put("card_info", JSON.toJSONString(card)); request.put("settle_card_front_pic", command.settlementCardFrontPictureId()); request.put("cash_config", JSON.toJSONString(List.of(cash))); putIfPresent(request, "async_return_url", properties.getMerchantOnboardingNotifyUrl()); try { synchronized (SDK_LOCK) { initializeSdk(); Map response = BasePayClient.request(request, "v2.merchant.basicdata.indv", false); log.info("Huifu individual merchant onboarding response: applicationNo={}, upperHuifuId={}, response={}", command.applicationNo(), properties.getOnboardingUpperHuifuId(), JSON.toJSONString(response)); return Result.from(response); } } catch (BusinessException exception) { throw exception; } catch (Exception exception) { log.error("Huifu individual merchant onboarding request error: applicationNo={}, upperHuifuId={}", command.applicationNo(), properties.getOnboardingUpperHuifuId(), exception); throw new HuifuPaymentGatewayException("Huifu individual merchant onboarding request failed", outcomeUnknown(exception), exception); } } private void ensureConfigured() { if (!properties.isEnabled()) throw new BusinessException(ErrorCode.CONFLICT, "Huifu payment is disabled"); if (blank(properties.getSystemId()) || blank(properties.getProductId()) || blank(properties.getOnboardingUpperHuifuId()) || blank(properties.getPrivateKey()) || blank(properties.getPlatformPublicKey())) throw new BusinessException(ErrorCode.CONFLICT, "Huifu merchant onboarding configuration is incomplete"); } private void initializeSdk() throws Exception { BasePay.debug = false; BasePay.prodMode = "prod".equalsIgnoreCase(properties.getEnvironment()) ? BasePay.MODE_PROD : BasePay.MODE_TEST; MerConfig config = new MerConfig(); config.setSysId(properties.getSystemId().trim()); config.setProductId(properties.getProductId().trim()); config.setRsaPrivateKey(properties.getPrivateKey().trim()); config.setRsaPublicKey(properties.getPlatformPublicKey().trim()); BasePay.initWithMerConfig(config); } private static String loginName(String applicationNo) { return ("tc" + applicationNo).replaceAll("[^0-9A-Za-z_]", ""); } private static void putIfPresent(Map request, String key, String value) { if (!blank(value)) request.put(key, value.trim()); } private static boolean blank(String value) { return value == null || value.isBlank(); } private boolean outcomeUnknown(Exception exception) { String message = exception.getMessage() == null ? "" : exception.getMessage().toLowerCase(); return message.contains("timeout") || message.contains("timed out") || message.contains("no response"); } @SuppressWarnings("unchecked") public record Result(boolean accepted, String huifuId, String applyNo, String tokenNo, String code, String message) { static Result from(Map response) { Object raw = response.get("data"); Map data = raw instanceof Map value ? (Map) value : raw instanceof String json && !json.isBlank() ? JSON.parseObject(json, Map.class) : response; String code = value(data, "sub_resp_code", "resp_code", "code"); return new Result(success(code), value(data, "huifu_id", "huifuId"), value(data, "apply_no", "applyNo"), value(data, "token_no", "tokenNo"), code, value(data, "sub_resp_desc", "resp_desc", "message")); } private static boolean success(String code) { return "00000000".equals(code) || "00000100".equals(code) || "10000".equals(code) || "0".equals(code) || "SUCCESS".equalsIgnoreCase(code); } private static String value(Map data, String... keys) { for (String key : keys) if (data.get(key) != null) return String.valueOf(data.get(key)).trim(); return ""; } } }